Your Financial Planning Toolkit
Use these professional tools — the same ones our Licensed Financial Consultants use — to understand your coverage needs, analyze your financial picture, and schedule your free consultation. All data is securely reviewed by our team within 24 hours.
DIME Worksheet
Most PopularThe DIME method is the gold standard used by Licensed Financial Consultants to determine your family's exact life insurance coverage need. Enter your Debt, Income replacement (Annual × 10 years), Mortgage balance, and Education costs — the system auto-calculates your T.I.N.# (Total Insurable Need) in real time.
Download Fillable DIME Worksheet (PDF)Download Our Free Guides
We believe financial education is the foundation of financial security. These free guides are written in plain language — no jargon, no sales pitch — just the information your family needs to make confident decisions.
Life Insurance Basics
A Plain-Language Guide for FamiliesEverything you need to know about life insurance — what it is, how it works, how much you need, and how to choose the right type for your family. Written by our licensed consultants.
12 pages · Free PDFGet Free Guide Includes WorksheetHow Much Coverage Does My Family Actually Need?
The DIME Method ExplainedA step-by-step walkthrough of the DIME method (Debt, Income, Mortgage, Education) — the same framework our consultants use to calculate your exact coverage need. Includes a fillable worksheet.
8 pages + worksheet · Free PDFGet Free Guide For HomeownersNew Homeowner Financial Checklist
Protect Your Biggest InvestmentBuying a home is the largest financial decision most families make. This checklist covers mortgage protection, life insurance, disability coverage, and emergency fund targets every new homeowner should have in place.
6 pages · Free PDFGet Free Guide Decision GuideTerm vs. Whole Life vs. IUL
Which Policy Is Right for You?A clear, unbiased comparison of the three most common life insurance types — Term, Whole Life, and Indexed Universal Life (IUL). Understand the trade-offs so you can have an informed conversation with your consultant.
10 pages · Free PDFGet Free GuideAll guides are free. No credit card required. We may follow up with a brief email — you can unsubscribe at any time.
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