What Is the DIME Method?
The DIME method is the gold standard used by licensed financial consultants. It stands for Debt, Income, Mortgage, and Education.
DDebt
IIncome
MMortgage
EEducation
How to Calculate Your Total Insurable Need
Add all four components: D + I + M + E = Your Total Insurable Need.
Try the Live DIME Calculator
DIME Worksheet
Debt + Income Replacement + Mortgage + Education
CategoryHusband ($)Wife ($)
T.I.N.# — Total Insurable NeedAuto-calculated: D + I + M + E · Income = Annual × 10 yrs income replacement
$0$0